Keystone Bank

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Basic Checking
Basic checking account. For fast access to your cash.
  • $10 monthly maintenance fee
  • Unlimited monthly transactions
Free Kasasa Cash
Free checking that pays really high interest
  • 6.00% APY on balances up to $50,000 if qualifications are met; 0.05% APY if qualifications aren't met*
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No monthly service fees, No minimum balance to earn rewards
  • The following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:  At least 1 ACH credit or ACH payment transaction and at least 12 debit card purchases, each greater than $3.49*
  • Qualification: Must reside in the state of Texas
Free Kasasa Cash Back Checking
Free checking that pays cash back
  • 2.00% cash back on debit card purchases (No category restrictions on purchases, cash back earned on up to $400 in purchases monthly, earn up to $96 cash back per year, $8 per month)*
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No monthly service fees, no minimum balance to earn rewards
  • The following transactions and activities must post and settle to your Kasasa Cash Back® account during each Monthly Qualification Cycle:  At least 1 ACH credit or ACH payment transaction and at least 12 debit card purchases, each greater than $3.49*
Kasasa Tunes Checking
Free checking that pays you to shop online. Earn $10 in refunds for iTunes®, Amazon®, or Google Play™ purchases every month*
  • Earn $10 in refunds for iTunes®, Amazon®, or Google Play™ purchases every month*
  • Get $20 in refunds for iTunes, Amazon, or Google Play purchases when you open your account*
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • No monthly service fees
  • No minimum balance to earn rewards
  • $25 minimum deposit to open
Money Market Account
Competitive, tiered interest rates
  • Higher balances earn higher rates
  • Flexibility with enhanced access to funds, including direct check writing
  • Avoid $20 monthly service fee by maintaining a balance of at least $2,500
  • Up to 4.59% APY
Kasasa Saver
Links to free Kasasa Cash® or Kasasa Cash Back® checking for automatic reward transfers.
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • Earn 4.00% APY on balances up to $100,000, 0.25% APY if qualifications are not met in Kasasa Cash or Kasasa Cash Back*
  • No monthly service fees, No minimum balance to earn rewards
  • The following transactions and activities must post and settle to your Kasasa Cash Back® or Kasasa Cash® account during each Monthly Qualification Cycle:  At least 1 ACH credit or ACH payment transaction and at least 12 debit card purchases, each greater than $3.49*
Certificate of Deposits
Knowing your exact interest earnings can help you plan smarter, which means achieving your goals quicker.
  • $1,000 minimum deposit to open
  • To view additional details, including interest rates and annual percentage yields (APY) click on View Disclosures below.
  • Early withdrawal penalties may apply
3 Month CD - 4.59% APY